• If CME credit is available and has been claimed, a refund will not be permitted.

• For products that include physical CDs, thumb drives or hard drives, these items must be returned to Wolters Kluwer before a refund can be processed.

• If the original was purchased with an offer for a premium such as a gift card, the premium must be returned, or a partial refund may be granted that excludes the value of the premium.

Refunds will be permitted within 30 days of receiving online or digital access to your product.